[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.tisina.cz\/jak-si-vhodne-pujcit\/#Article","mainEntityOfPage":"https:\/\/www.tisina.cz\/jak-si-vhodne-pujcit\/","headline":"Jak si vhodn\u011b p\u016fj\u010dit?","name":"Jak si vhodn\u011b p\u016fj\u010dit?","description":"Co se finan\u010dn\u00ed situace lid\u00ed t\u00fdk\u00e1, nem\u00edvaj\u00ed to tito nejednou ani trochu snadn\u00e9. Ka\u017ed\u00fd by cht\u011bl a pot\u0159eboval dostate\u010dn\u00e9 finan\u010dn\u00ed zaji\u0161t\u011bn\u00ed, jen\u017ee toto mu vlastn\u011b nikdo nikde nezaru\u010duje. A tak leckdy dojde i k tomu, \u017ee n\u011bkdo z n\u00e1s pot\u0159ebuje n\u011bco zaplatit, jen\u017ee u\u017e se mu to nepoda\u0159\u00ed, proto\u017ee pen\u00edze z posledn\u00ed v\u00fdplaty i p\u0159\u00edpadn\u00e9 […]","datePublished":"2022-10-24","dateModified":"2023-05-30","author":{"@type":"Person","@id":"https:\/\/www.tisina.cz\/author\/#Person","name":"","url":"https:\/\/www.tisina.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d89f66f31d15c86aaa67b2d500e11b783534f791bc2a93dd89895a03d043c162?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d89f66f31d15c86aaa67b2d500e11b783534f791bc2a93dd89895a03d043c162?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"tisina.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.tisina.cz\/wp-content\/uploads\/randy%20ve%20skleni%C4%8Dce_1.jpg","url":"https:\/\/www.tisina.cz\/wp-content\/uploads\/randy%20ve%20skleni%C4%8Dce_1.jpg","height":0,"width":0},"url":"https:\/\/www.tisina.cz\/jak-si-vhodne-pujcit\/","about":["Pen\u00edze"],"wordCount":443,"articleBody":"   Co se finan\u010dn\u00ed situace lid\u00ed t\u00fdk\u00e1, nem\u00edvaj\u00ed to tito nejednou ani trochu snadn\u00e9. Ka\u017ed\u00fd by cht\u011bl a pot\u0159eboval dostate\u010dn\u00e9 finan\u010dn\u00ed zaji\u0161t\u011bn\u00ed, jen\u017ee toto mu vlastn\u011b nikdo nikde nezaru\u010duje. A tak leckdy dojde i k tomu, \u017ee n\u011bkdo z n\u00e1s pot\u0159ebuje n\u011bco zaplatit, jen\u017ee u\u017e se mu to nepoda\u0159\u00ed, proto\u017ee pen\u00edze z posledn\u00ed v\u00fdplaty i p\u0159\u00edpadn\u00e9 \u00faspory do\u0161ly a do dal\u0161\u00ed v\u00fdplaty je po\u0159\u00e1d je\u0161t\u011b p\u0159\u00edli\u0161 daleko. Nen\u00ed to p\u0159\u00edjemn\u00e1 skute\u010dnost, ale realita lidsk\u00e9ho \u017eivota u\u017e takov\u00e1 b\u00fdv\u00e1.A co d\u011bl\u00e1me my lid\u00e9, kdy\u017e n\u00e1m pen\u00edze podobn\u00fdm zp\u016fsobem dojdou? Jak zvl\u00e1d\u00e1me placen\u00ed, kdy\u017e na to, co m\u00e1me zaplatit, pen\u00edze nezb\u00fdvaj\u00ed? Pochopiteln\u011b to nezvl\u00e1d\u00e1me. N\u011bkdy se pak omezujeme a neplat\u00edme za to, co se nezbytn\u011b zaplatit nemus\u00ed, odsouv\u00e1me n\u011bkter\u00e9 n\u00e1kupy na jindy nebo i leccos o\u017eel\u00edme. Ov\u0161em ani to nemus\u00ed sta\u010dit k tomu, aby se stal n\u00e1\u0161 rozpo\u010det p\u0159inejmen\u0161\u00edm vyrovnan\u00fdm. A pak?Pak u\u017e si zkr\u00e1tka mus\u00edme vz\u00edt na zaplacen\u00ed toho, co je moment\u00e1ln\u011b nad na\u0161e s\u00edly, p\u016fj\u010dku. Tedy mus\u00edme to financovat do\u010dasn\u011b z\u00edskan\u00fdmi pen\u011bzi ciz\u00edmi, kter\u00e9 pak poskytovateli takov\u00e9 p\u016fj\u010dky i s \u00faroky vr\u00e1t\u00edme z n\u00e1sleduj\u00edc\u00edch v\u00fdplat.Ov\u0161em pokud u\u017e jste n\u011bkdy p\u016fj\u010dku sh\u00e1n\u011bli, mo\u017en\u00e1 mi potvrd\u00edte, \u017ee to ne\u0161lo zase a\u017e tak moc hladce. \u017de jste mo\u017en\u00e1 m\u011bli se z\u00edsk\u00e1n\u00edm t\u00e9to pomoci docela probl\u00e9my. A to proto, \u017ee jste podle banky nebyli bonitn\u00ed. M\u011bli jste pr\u00fd podez\u0159ele n\u00edzk\u00e9 p\u0159\u00edjmy, ze kter\u00fdch byste nemuseli zvl\u00e1dat spl\u00e1cen\u00ed, mo\u017en\u00e1 v\u00e1m na\u0161li i n\u011bjak\u00e9 nep\u0159\u00edjemn\u00e9 z\u00e1znamy v registrech dlu\u017en\u00edk\u016f nebo jin\u00e9 nedostatky, a tak v\u00e1m mo\u017en\u00e1 dokonce ani nevyhov\u011bli. A nebyli jste v tom rozhodn\u011b sami.A co jste d\u011blali pak? A co maj\u00ed v podobn\u00e9 situaci d\u011blat i dal\u0161\u00ed lid\u00e9? Jist\u011b, je rozumn\u00e9 zkusit \u0161t\u011bst\u00ed i u hypot\u00e9ky bez registru od nebankovn\u00ed spole\u010dnosti. Proto\u017ee u t\u00e9 se ru\u010d\u00ed za splacen\u00ed z\u00e1stavou nemovitosti, a men\u0161\u00edch p\u0159\u00edjm\u016f \u010di registr\u016f dlu\u017en\u00edk\u016f se tu tedy nen\u00ed t\u0159eba tolik b\u00e1t. Usp\u011bje tu kdekdo, kdo pot\u0159ebuje pen\u00edze. A pak je po starostech.                                                                                                                                                                                                                                                                                                                                                                                          3.4\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak si vhodn\u011b p\u016fj\u010dit?","item":"https:\/\/www.tisina.cz\/jak-si-vhodne-pujcit\/#breadcrumbitem"}]}]